Learn reading before replying:
@Nickz, while it’s true you could potentially bypass some of these hoops by doing private transactions, you have to remember that there’s a level of risk and effort involved in that as well. For instance, what if you’re dealing with large amounts of a particular coin that your acquaintances don’t have? Or what about the effort required to find someone trustworthy to transact with?
@Vermiculated, I love your idea of setting up automatic conversions. For those looking for a similar solution but with the option to also diversify into various coins, you might want to check out https://whitebit.com/. They have a good reputation for being business-friendly, offer a range of coins, and their KYC process is reasonably streamlined.
You seem not to be aware that Crypto’s initial idea is P2P. That means no one should act as banks, trustworthy as those might be. Crypto is P2P. If you cannot understand that well, sorry. Crypto is not a trader’s item, it’s abused as such.